Get back on track with free debt advice and credit management education from CredAbility

start an online counseling session

Get back on track with free debt advice and credit management education from CredAbility. If you’re overwhelmed by your finances, the first step toward regaining control can sometimes be the hardest. We’re glad you’ve come to CredAbility for the confidential debt advice and credit management knowledge that can help you take your next steps with confidence and hope.

During a counseling session, our NFCC-certified counselors will help you review your budget and debts, discuss your options, and share a list of education resources on a wide range of credit management topics that you can take online, 24/7.

This short video explains what to expect during a counseling session and the information you should have available to get the most value out of your session.

Our support continues after your session with free debt advice available in our online courses featuring topics such as how to pay down debt, strategies for successful credit management, and how to read a credit report. And, as always, our representatives are here, 24/7, to help.

We’re glad you’ve taken this important step toward regaining financial control. Click below to get started online, or call 800.251.2227 to schedule a counseling session by phone. Get in touch today for the free debt advice and credit management knowledge that can help you build a brighter financial future.

Why Choose CredAbility?

CredAbility has provided nonprofit credit counseling services to millions of consumers since 1964. Our counselors are certified by the National Foundation for Credit Counseling (NFCC,) which means they meet exacting ethical, educational and counseling standards. CredAbility is also a HUD-approved counseling provider. Our mission is to empower people with knowledge and solutions that provide hope and inspire lasting change. We are committed to providing compassionate debt advice and credit management knowledge and tools that help people learn how to reach their financial goals.

Free Budget Planning Session, No Obligation

During a counseling session, you and your counselor will go over your current budget, including any money owed such as debt from credit cards, medical bills, student loans, car loans and all others. Afterwards, you will receive a written summary including an action plan to move forward. You are under no obligation to take any of the debt advice or recommended credit management steps. Your counseling session is completely confidential. We do not report the information to your creditors or your credit report.

Have questions before you begin? Click “Live Chat” in the upper right-hand corner and one of our representatives will be happy to help you.